Does the cost of higher education seem out of reach?
Don’t despair . . .
Financial aid is available to help you reach your goals! 

Financial aid helps reduce the cost of attending college, and most students are eligible for some type of financial aid other than scholarships.  Two main types of financial aid are available:  grants and loans.

GRANTS are awarded based on financial need and do not need to be repaid if you finish the academic term  for which the grant money helps pay.  Grants are essentially free money awarded by the federal government, your state government, and/or your college. To learn more about the different types of grants, click here.

LOANS are money borrowed from the government, a bank, or other sources.  They need to be paid back.  Interest rates and terms of payment vary.  To learn more about the different types of loans, click here.

8 Tips for Taking Out Student Loans

A student who wants a grant or loan from the federal or state government must fill out the Free Application for Student Aid (FAFSA).
To learn more about the FAFSA, click here.

For information about other ways to pay for college, click on the following links:

College Savings Plans


Work Study Programs